Bankruptcy

Our Bankruptcy practice area provides clients with the necessary counsel to determine whether a Chapter 7 or Chapter 13 bankruptcy is right for them. Chapter 7 bankruptcy is the most common personal bankruptcy as it discharges various kinds of debt. Chapter 7 can be a good option for individuals facing a great deal of unsecured debt, including things like credit card debt, medical bills, and utility bills. Chapter 13 bankruptcy creates a realistic debt payment plan, which typically lasts three to five years, depending on the circumstances. Chapter 13 provides an opportunity for individuals with secured debts, like mortgages or car loans, to keep their assets safe.